Terms of Service

Last updated: October 25, 2026

Overview

1. Acceptance of Terms

By downloading, installing, or using LowLighter ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the App. These terms constitute a legally binding agreement between you and LowLighter.

2. Description of Service

LowLighter is a desktop application for Windows and macOS that provides an AI-powered overlay interface. The App allows users to:

  • Select regions of their screen to analyze
  • Receive AI-generated answers, explanations, summaries, and translations
  • Customize the appearance and behavior of the overlay

Your Account

3. Account Registration

To access certain features of the App, you must create an account. You agree to:

  • Provide accurate and complete registration information
  • Maintain the security of your password and account
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use

4. Subscription & Billing

Free Tier: Free accounts include Answer and Summarize, 15 answers per day, the Anti-Focus Overlay, limited Meetings access, and a 15-minute Phantom invisibility trial. No credit card is required.

Basic Plan: Basic includes all five core modes, unlimited Fast text processing, access to vision models, Offline AI, the Anti-Focus Overlay, GhostKeys, and Winter and Ambient aesthetics. Basic is offered monthly or annually.

Pro Plan: Pro includes everything in Basic plus unlimited Phantom invisibility, maximum Meeting Assistant usage, Agent computer use, higher-thinking models, twice the Basic Vision allowance, Custom Prompt, and all aesthetic decorations. Pro is offered monthly or annually. Current prices are displayed before checkout and may change with notice.

Automatic Renewal: Subscriptions automatically renew unless cancelled before the renewal date. You may cancel at any time through your account settings or Stripe billing portal.

Refund Requests: Refunds are discretionary and reviewed on a case-by-case basis. To be considered, you must contact billing@lowlighter.ai within 7 days of the applicable charge. A refund may be available only when there has been no substantial use of the paid service, no repeat refund history, no active payment dispute or chargeback, and no confirmed abuse of LowLighter, its accounts, or its billing systems. Nothing in this policy limits any non-waivable rights available under applicable law.

Forgetting to Cancel / Accidental Purchases: Simply forgetting to cancel a subscription, failing to use the service, or making an accidental purchase or plan change does not automatically qualify for a refund outside of the 7-day discretionary window.

Active Payment Disputes: LowLighter will not issue a separate refund while a chargeback or payment dispute is active or after the disputed funds have already been returned by a bank, card issuer, or payment processor. If a dispute is resolved in LowLighter's favor and the funds were not returned to you, you may contact billing@lowlighter.ai for review under the refund policy above.

4.1 Chargeback Fraud & Payment Abuse

Friendly fraud includes knowingly disputing a legitimate or authorized charge after receiving access to LowLighter, falsely claiming that a recognized purchase was unauthorized or that the service was not provided, disputing a charge instead of using the available cancellation or refund process, or otherwise misusing a bank or card-network dispute process to obtain LowLighter without paying for it.

Chargeback fraud and payment abuse are material breaches of these Terms. Payment abuse includes, without limitation, repeated refund abuse; use of stolen, unauthorized, or deceptive payment information; manipulation of promotional offers or subscriptions; and creating or using additional accounts, alternate email addresses, payment methods, devices, or identities to evade a payment restriction, account action, cancellation, or prior ban.

ZERO-TOLERANCE PAYMENT ABUSE POLICY

LowLighter may immediately suspend or completely terminate accounts reasonably suspected of chargeback fraud or payment abuse while the activity is reviewed. Confirmed abuse may result in permanent account termination, cancellation of every associated subscription, revocation of all licenses and access, loss of account data to the extent permitted by law, and a permanent block on future purchases or account creation associated with the user, business, payment method, device, email address, or other linked identifiers. Creating or using another account to bypass such an action is a separate violation and may result in immediate termination of every related account.

LowLighter may preserve relevant account, transaction, device, access, and usage records; provide evidence to payment processors, card issuers, financial institutions, or lawful authorities; challenge improper disputes; and pursue any lawful remedy available to recover amounts, fees, losses, or damages resulting from payment abuse. Except where required by law, accounts terminated for confirmed payment abuse are not eligible for refunds.

If you genuinely do not recognize a charge or believe your account or payment method was compromised, contact billing@lowlighter.ai promptly so the transaction can be investigated. A good-faith report of an unauthorized charge is not itself chargeback fraud, but LowLighter may suspend affected accounts and payment access while investigating and securing them.

Usage & Conduct

5. Acceptable Use

You agree not to use the App to:

  • Violate any applicable laws or regulations
  • Infringe upon intellectual property rights
  • Attempt to reverse engineer or modify the App
  • Interfere with or disrupt the service
  • Share account credentials with others
  • Use automated systems to abuse usage limits

6. User Responsibility & Prohibited Use

LowLighter is a productivity tool designed for legitimate use. You are solely responsible for how you use this App and any consequences arising from its use.

Strictly Prohibited:

  • Academic Dishonesty: Using the App to cheat on exams, tests, assignments, or any form of academic assessment. This includes but is not limited to using the App during proctored exams, completing homework dishonestly, or violating your educational institution's academic integrity policies.
  • Certification Fraud: Using the App during professional certification exams, licensing tests, or any assessment where external assistance is prohibited.
  • Violation of Testing Rules: Using the App in violation of any testing environment's rules, terms, or policies, including online proctoring systems.
  • Fraudulent Activities: Any use of the App to commit fraud, deception, or misrepresentation in any context.

IMPORTANT: PHANTOM MODE DISCLAIMER

Phantom Mode, GhostKeys, Stealth Type, and related features are designed for legitimate privacy and productivity purposes only — such as protecting sensitive work information during screen shares, demonstrations, or recordings. These features are NOT intended for, and must not be used for, cheating, academic dishonesty, exam fraud, or any deceptive purpose. Misuse of these features is a violation of these Terms and may result in immediate account termination without refund.

Legal Disclaimer & Limitation of Liability:

YOU ACKNOWLEDGE AND AGREE THAT:

  • • You are solely responsible for compliance with all applicable laws, regulations, and institutional policies
  • • LowLighter is not responsible for any violations of academic integrity policies, honor codes, or testing rules
  • • If you are caught cheating or violating rules while using this App, LowLighter bears NO liability for any consequences including but not limited to: academic penalties, expulsion, loss of credentials, legal action, or reputational harm
  • • LowLighter does not endorse, encourage, or facilitate cheating or any form of academic dishonesty
  • • The App's features (including Phantom Mode) are provided for legitimate productivity purposes only
  • • By using this App, you release LowLighter from all liability arising from your misuse of the App

LowLighter reserves the right to immediately terminate accounts suspected of prohibited use without refund. We may cooperate with educational institutions and legal authorities in investigations of misuse.

Contact

For questions about these Terms of Service, please contact us at:

LowLighter Legal

legal@lowlighter.ai